Preventative Care
Management Program
The TE Group Process
Having worked with numerous executive and HR teams for over 60 years, we have identified key performance indicators (KPIs) that demonstrate how effectively an organization is maximizing its return on investment in its employee benefit and HR budgets. These KPIs provide focus for strategic and operational improvement, a method to compare achievements to similar organizations and serve as the foundation of each custom Strategic Plan. When an organization is running highly effectively on all KPIs, it not only maximizes its return on investment, it elevates its relationship with employees.
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Each plan is created as a comprehensive method to execute your organization’s benefits goals more effectively – your way. The Blueprint serves as a pathway to a successful benefits program. But it doesn’t end there; The TE Group continually monitors performance and measures success to ensure your program makes a positive difference in your organization.
PCMP is a workplace program that provides employees the opportunity to upgrade their benefits package with an Affordable Care Act (ACA) compliant wellness program while reducing both the employer’s and employee’s tax burdens.
Preventative Care Management Program (PCMP)
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KEY PLAN BENEFITS
PCMP enables employers to reduce their payroll taxes while offering their employees valuable Wellness and Supplemental Benefits with no net out-of-pocket cost to the employer or employee.
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FEATURES FOR THE EMPLOYER
$650 net Payroll Tax reduction per participating employee per year. Increased employee retention, loyalty & productivity. Immediate financial impact on the bottom line. Reduction of claim costs averaging $1,400 over a three-year period. Operational within 30-45 days and fully automated.
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FEATURES FOR THE EMPLOYEE
Wellness Benefits: 24/7 Telehealth doctors, nurses, health coaches, addiction recovery, and counseling with no co-pay. Mayo Clinic wellness programs. Personal Health Dashboard to identify opportunities for a healthier lifestyle.
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Supplemental Benefits: Whole Life, Short-Term Disability, Accident Coverage, and Critical Illness Coverage.
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PROGRAM QUALIFICATIONS
Full-time Employee
Available for Employers with 30 or more full-time employees.
Employees must be full-time & W-2 with major medical coverage. No part-time or freelance employees qualify.
**We will do a no-obligation proposal, which will provide you with an estimate of what the PCMP savings could be for your company.**
The Preventative Care Management Program (PCMP) is a unique and compliant preventative care management program that offers a range of benefits. It combines a Section 125 Cafeteria Plan and a Self-Insured Medical Expense Reimbursement Plan (SIMERP). The program ensures compliance with IRS regulations, specifically focusing on 213(d) compliant benefits. By participating in the PCMP program, employees can receive reimbursements for eligible medical expenses on an after-tax basis. The program is structured to align with tax guidelines and maximize tax savings for both employers and employees. It requires a plan document, a Section 125 Plan, and a SIMERP to create a compliant and effective wellness program. The PCMP model has undergone thorough review by CPAs and ERISA attorneys. Please note that this information is confidential and intended only for authorized individuals and entities.
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